Since the year 2000, my husband, kids, and I have lived on one income. It hasn’t always been easy (especially when we had to pay 2 mortgages for six months due to moving), but we found a way to make it work – without handouts and without loans. Learning how to not live in the moment and put aside your wants for your needs wasn’t always easy. I remember a couple of times in the early years when I spent too much on things we didn’t need. In 2005, I distinctly remember…